Powell & Meadows Insurance

Hometown agency recognized for offering peace of mind, superior products and a commitment to service excellence

Powell & Meadows Insurance Agency has a long history of protecting families in the Carthage, Tennessee area. Between 1894 and 1998, the agency changed hands multiple times while maintaining moderate growth. Since 1998, Powell & Meadows has grown tremendously under the guidance of owners Phillip Piper and Ray Edwards. Today, Powell & Meadows has expanded from 4 employees and beyond just the main office in Carthage to locations in Lafayette, Lebanon and Portland, Tennessee with a total of 28 employees.

As Powell & Meadow Insurance has expanded to other locations, they still maintain the hometown feel by ensuring that each location is staffed by local employees.  Each agency location has adopted local causes to support that are important to that community and their local employees.

“By keeping a local focus, we believe this gives our customers a more familiar face to deal with on a daily basis and also provides greater accountability to our customers because our employees are part of their local community and more easily accessible than someone who lives out of town,” says Chip Piper, vice president of Powell & Meadows.

For over 30 years, Phillip Piper has enjoyed working in the insurance business and was pleased when Chip chose to join him in the business. “Insurance is appealing to us because it allows us to do a job which at the end of the day benefits our customers,” Phillip states.  “We know in today’s world so many people view insurance as a commodity but providing service has value and it is a challenge we enjoy. The best part of our job is when someone refers a friend or family member because that is the ultimate compliment we can receive.”

Through the various companies they represent, the Powell & Meadows Insurance Agency can provide coverage protection for your home and automobile as well as your motorcycle, boat or ATV. They also provide farm, renters and personal umbrella insurance as well as life and health insurance. Besides personal lines of coverage, the staff at Powell & Meadows can also provide business and commercial insurance coverage including specializing in electric cooperatives, water and gas utilities, building contractors and the hunting and firearms industry.

Another thing that sets Powell & Meadow apart from their competition is the number of insurance companies they represent.  By representing over 20 companies, their agents are able to seek out the best coverage from a wide variety of insurance carriers and provide it to the customer at a competitive price.

“Our emphasis is on listening to our customers explain what they are trying to protect, answering any questions they may have then advising them on the best fit for their specific situation,” says Chip. “We provide options and suggestions while allowing the customer to make the final decision.”

According to Phillip, “Powell & Meadows will continue to grow by adding support and sales staff along with adding strategic partnerships with other carriers when needed.  We look to expand our footprint and try to expand the products and services we offer our clients.”

“The partnership between Powell & Meadows Insurance Agency and Farmers Mutual of Tennessee has been a great fit. FMT’s appetite suits our rural communities well.  We also enjoy working with FMT because they have a desire to build a relationship between agency staff and underwriters.  This is uncommon in today’s insurance world as more and more companies move to completely automated processing which will further commoditize agent/company relationships.”

FMT values our relationship with Powell & Meadows Insurance Agency and we appreciate their commitment and service to their customers. If you have insurance needs in the Upper Middle Tennessee area, either request a quote online at www.powellmeadows.com or contact a friendly agent at one of their four locations in:

• Carthage 735.1111
• Lafayette 666.6060
• Lebanon 444.7000
• Portland 325.3930

Mike Campbell Insurance Agency

Dedicated to Serving Your Home, Auto, Business, Life and Health Insurance Needs

Mike Campbell stands out in both his community and insurance because of his lifelong dedication to service. After serving his country in Vietnam, Mike earned a degree in Business from Lincoln Memorial University and spent 17 years in the banking industry. When offered the opportunity to purchase Clark Insurance Agency in 1992, Mike decided it was time for another challenge in his life. He purchased the agency from Mr. Clark with the goal of providing friendly, personal contact with his clients along with the service and advice they need.  It has been that motivation to serve his customers’ needs that has been a hallmark of the Mike Campbell Insurance Agency in Harrogate, Tennessee ever since.

In those 25 years, the Mike Campbell Insurance Agency has grown into a multi-line agency serving Claiborne, Campbell, Grainger, Hancock, Hawkins and Union Counties. They specialize in home, auto, business, life, and health insurance. Along with Mike, the dedicated staff includes agent Sherry Hamlin and agent Geoffrey Campbell.

Mike and his wife Emily are lifetime residents of Claiborne County. He states, “I cannot remember a time I was not involved in the community.” Mike serves as chairman of the 911 Board, member on the Arthur Shawanee Utility District board, and member of Midway Baptist Church.  Previously he served on the Claiborne County Hospital board of directors and as a Claiborne County Commissioner.

“My vision for Mike Campbell Insurance Agency is to remain a leader in the community by offering excellent customer service and expertise in our field,” says Mike.

Mike Campbell Insurance Agency is pleased to represent Farmers Mutual of Tennessee.  According to Mike, “FMT fills an important niche for our agency. The market they serve is very often ignored by the larger companies.”

FMT values our relationship with the Mike Campbell Insurance Agency and appreciate their service to their customers and the community. If you have insurance needs in the Harrogate area, please give the friendly folks at Mike Campbell Insurance Agency a call at (423)869-8699 or visit their website at www.mikecampbellinsuranceagency.com and give them the opportunity to answer your questions and meet your insurance needs.

Recognized for Insurance Excellence

Roger Smith believes that the opportunity to make a living by taking care of others when they need it most is a ‘win-win’ situation. It is that attitude along with the simple philosophy of putting the customer first that motivated him to establish Roger Smith Agency in Waynesboro, Tennessee in 1987. In those 30 years, the Roger Smith Agency has grown into a multi-line agency serving Wayne and the surrounding counties of Decatur, Hardin, Lawrence, Lewis and Perry.

The Roger Smith Agency specializes in home and auto insurance, business insurance as well as life and health insurance and retirement planning. The dedicated staff of six, including a dedicated claims person, is trained in all lines to better understand and serve their customers’ needs. The staff members have a team approach for taking care of the customer and have developed a reputation for making the customer the number one priority by treating each person with respect and understanding. To ensure the best service for their customers, there is always a live voice – no voice mail. The agency is open Monday through Friday from 8:00 a.m. to 5:00 p.m. and Saturday by appointment; and does not close for lunch. Also, they have a dedicated website and after hour claims service.

Roger Smith is very involved in the Waynesboro community having served as president of the Rotary Club and Chamber of Commerce. Additionally, Roger is on the board of directors of two area non-profit foundations and several church fundraising committees.

“Over the next 5 years, I envision that our agency will continue to grow profitably and be able to enhance the lives that we touch with a peace of mind that they will be taken care of in the event of a loss,” says Roger.

Roger Smith Agency is excited to be able to represent Farmers Mutual of Tennessee. According to Roger, “FMT is an integral part of our agency. Their products are a great fit for our local community. It’s important to have a great relationship with a carrier, and we certainly can attest to the fact that FMT gives us that opportunity. We look forward to many years of representing such a wonderful company.”

FMT values our relationship with Roger Smith Agency and we appreciate their commitment to and focus on customers. If you have insurance needs in the Waynesboro area, please give the friendly folks at Roger Smith Agency a call at 931.722.5010 or visit their website at www.rogersmithagency.com and give them the opportunity to answer your questions and meet your insurance needs.

V.R. Williams: Focusing on Honesty, Integrity, Insurance

V.R. Williams & Company has been providing insurance service to customers in Winchester and Middle Tennessee since 1896. The agency has had only four owners since it was founded and is presently owned by Joe A. Hunt, Jr., who purchased it in 2001.

“My beginning in insurance is in my Blood,” according to Joe. “My father, Joe Hunt, Sr. is a strong 86 years old. He was a Regional Vice President handling several states in the South with service out of Charlotte, North Carolina.  My uncle Ray Wesson of High Point, North Carolina was a very successful independent agent and owner. I drew many thoughts and lessons from both of them.”

After Joe graduated from college, he took a position with Maryland Casualty and headed to Atlanta. Following a few corporate moves, Joe left the company and joined Allen Watson at General Insurance Underwriters. From there, Joe acquired several agency locations. Today, his focus is on V.R. Williams in Winchester.

“We will finish our second expansion in 11 years in June 2017. Currently, we serve our community with a wonderful staff of 25”, Joe proudly stated.

V.R. Williams & Company operates as a team under the leadership of Joe Hunt and works in three departments:  Personal Insurance; Business Insurance; and Life & Health Insurance. Each team is staffed with dedicated professionals who are fully trained in their area of expertise, and are licensed insurance agents through the Tennessee Department of Insurance. Additionally, many of their staff have attained and hold various professional insurance designations that are conferred, after completing rigorous courses of study and exams, by the insurance industry organization that represent their area of expertise.

V.R. Williams provides insurance service to assist individuals and families to safeguard what they feel is most important in their lives. The agency also provides insurance service and products to all segments of the business community, as well as governmental entities; and institutions throughout Middle Tennessee. We also provide service and products to several special programs that have unique insurance exposures and needs.

V.R. Williams is active in the local Chamber of Commerce and supports various charities and membership organizations. They also support local the fire department and law enforcement in their efforts to educate the community on the importance of fire safety and the danger of drugs in the community.

As their logo states V.R. Williams is guided by the principles of Honesty, Integrity, Insurance. They strive to deliver the best possible product at the most reasonable price to meet their customers’ insurance needs. While doing this, they work hard to make the customer experience as efficient, timely and pleasant as possible.

V.R. Williams & Company’s goal is to continue to grow and remain the same viable service-oriented organization that they have been for the past 120 years by continuing to serve the insurance needs of the Winchester community and the Middle Tennessee area.

For nearly 30 years, V.R. Williams has proudly represented Farmers Mutual of Tennessee. According to General Manager Ken Patterson, “FMT serves a niche by providing outstanding insurance coverage and price to our customers who match with their risk appetite.”

FMT values our long relationship with the wonderful, professional staff at V.R. Williams & Company. If you have insurance needs in the Winchester area, contact V.R. Williams at 931.967.2268 or visit their website at www.vrwilliams.com and allow them to take care of your needs.

Wilmoth Insurance Agency is Recognized for Excellence

 “All that is gold does not glitter, not all those who wander are lost; 

the old that is strong does not wither, deep roots are not reached by the frost.” 

J. R. R. Tolkien 

Wilmoth Insurance Agency’s roots grow deep within the Putnam County community of Cookeville, Tennessee.

Proud of their 78 year legacy in the insurance business and roots in the community, the folks at Wilmoth Insurance demonstrate their commitment to the mutual value of neighbors helping neighbors by consistently providing good service and quality products to their customers.

The agency was founded in 1939 by Claude Wilmoth, who at the time, was a barber. Because business was slow during the working day, Claude found time to pursue other interests which lead him into insurance and the establishment of the agency that bears the family’s name. To this day, Wilmoth Insurance remains an independent, family-owned agency that has provided insurance services for the residents of the Upper Cumberland region of Tennessee for three generations.

With a combined experience of over 220 years, the team includes Keith Wilmoth, Larry Wilmoth, Roger Wilmoth, Vickie Wilmoth, Alton Freeman and Glenda Thomas. Five of whom graduated from the local, Tennessee Tech University. They have also been proud to support the local community by sponsoring sports at both Cookeville High School and youth levels. They currently sponsor the Wilmoth Insurance Agency Hot Rods coaches pitch baseball team.

“The agency is a legacy, as we strive to live up to the standards Claude instilled in us,” says Larry Wilmoth, one of the principals at Wilmoth Insurance. “We like to think that our years of experience and attention to the customer’s needs set us apart from our competitors.”

As a full-service agency representing only the best of insurance companies, Wilmoth Insurance provides personal, commercial, life and health insurance. When it comes to your personal property they can provide you coverage for your home, mobile home, rental dwelling, farm and automobiles.

“With changes in the way the world works and communicates, our goals are to provide good old-fashioned customer service in an electronic age,” says owner, Keith Wilmoth. “Our relationship with FMT Insurance makes us both stronger. FMT understands that you don’t have to be the biggest to consistently be your best, and to provide a good product for a fair price.”

FMT values our relationship with Wilmoth Insurance and we appreciate Keith, Larry, Roger, Vickie, Alton and Glenda’s commitment to their customers. If you have insurance needs in the Cookeville area, give the friendly folks at Wilmoth Insurance a call at 931.526.6181 or visit their website at www.wilmothinsuranceagency.com and allow them to take care of your needs.