Protecting your Home
Over 22 million people in the U.S. live in a mobile or manufactured home. These homes typically represent large investments for their owners, and they have unique risks. FMT understands the importance of protecting these properties, and the risks they often present.
For customers who insure their primary residence or rental property with FMT, we also offer a Mobile Home Fire Program for the tenant-occupied mobile home. It provides coverage for the mobile home, other structures on premise, loss of rental income, and personal property of the owner.
Our Mobile & Manufactured Home Insurance program provides coverage for owner-occupied mobile homes, including:
- Other structures on premise such as a garage or outbuilding
- Personal property
- Additional living expense
- Personal liability
- Medical payments
Other Optional Coverages are also available to meet your specific needs, including:
- Earthquake
- Increased Limits on Private Structures
- Private Structures Rented to Others
- Private Structures Limits
- Personal Property Reduced or Increased Limit
- Personal Property Increased Limit Away from Premises
- Personal Property Replacement Value
- Scheduled Personal Property