Policy Forms and Underwriting Manual

Underwriting Manual

• Dwelling Properties Risk Selection Summary
• Homeowners Risk Selection Summary
• Section 1 – Agency Philosophy
• Section 2 – Claims Procedures
• Section 3 – Accounting Procedures
• Section 3a – Structure Valuation
• Section 4 – Homeowners
• Section 5 – Mobile Home
• Section 6 – Dwellings
• Section 7 – Farmowners

FMT Exclusion Forms

• FMT – 600 (Residence Premise Exclusion)
• FMT – 601 (Trampoline Exclusion)
• FMT – 602 (All-Terrain Vehicle Exclusion)
• FMT – 603 (Swimming Pool Exclusion)
• FMT – 604 (Equine Liability Exclusion)
• FMT – 605 (Canine Liability Exclusion)
• FMT – 606 (Personal Watercraft Exclusion)
• FMT – 607 (Exotic Animal Liability Exclusion)
• FMT – 608 (Swimming Pool Liner Exclusion)
• FMT – 624 (Private Structure Exclusion)

New Mobile Home Select

BOOKLET FORMS

Number	Edition	AAIS File Number	State File Number	Description
HO 0008	09 08	AAIS-2008-66	085020	Limited Form

MANDATORY ENDORSEMENTS

Number	Edition	AAIS File Number	State File Number	Description
MH 7800	01 13	AAIS-2014-15HOF	142777	MOBILE-HOMEOWNERS ENDORSEMENT

OTHER ENDORSEMENTS

Number	Edition	Company File Number	State File Number	Description
CL 1065	N/A	N/A	N/A	Suspension of cancellation – nonpayment or premium temporary suspension period
HO 2089	09 08	N/A	N/A	Limited bacteria, fungi, wet rot, or dry rot coverage
HO 2722	01 06	AAIS-2011-4F	111307	Residence under construction – theft
HO 2736	01 06	AAIS-2013-5HOF	130788	Extended theft coverage – described location occasionally rented to others
MH 2754	01 15	AAIS-2013-35HOF	132028	Earthquake Coverage
MH 4835	01 13	AAIS-2006-6	N/A	Roof surfacing amendment – actual cash value term for windstorm or hail loss
MH 7801	01 13	AAIS-2006-6	N/A	Emergency removal towing cost – higher limit
MH 7825	01 13	AAIS-2006-6	N/A	Consent to move mobile home – Document Forthcoming
MH 7826	01 13	AAIS-2006-6	N/A	Collision, upset, sinking, or stranding – Document Forthcoming
MH 7827	01 13	AAIS-2006-6	N/A	Secured party’s interest – additional coverage

New Homeowners Policy Forms

BOOKLET FORMS

Number	Edition	AAIS File Number	State File Number	Description
HO 0001	09 08	AAIS-2008-66	085020	Basic Form
HO 0002	09 08	AAIS-2008-66	085020	Broad Form
HO 0003	09 08	AAIS-2008-66	085020	Special Form
HO 0004	09 08	AAIS-2008-66	085020	Contents Broad Form
HO 0006	09 08	AAIS-2008-66	085020	Unit-Owners Form

MANDATORY ENDORSEMENTS

Number	Edition	AAIS File Number	State File Number	Description
HO 1300	01 15	AAIS-2014-15HOF	142777	Asbestos Exclusion
HO 1301	01 15	AAIS-2014-15HOF	142777	Amendment Of Policy Terms – Form HO 0001
HO 1302	01 15	AAIS-2014-15HOF	142777	Amendment Of Policy Terms – Form HO 0002
HO 1303	01 15	AAIS-2014-15HOF	142777	Amendment Of Policy Terms – Form HO 0003
HO 1304	01 15	AAIS-2014-15HOF	142777	Amendment Of Policy Terms – Form HO 0004
HO 1306	01 15	AAIS-2014-15HOF	142777	Amendment Of Policy Terms – Form HO 0006
HO 1323	01 06	AAIS-2006-6	N/A	Liability Exclusions – Lead
HO 1335	01 06	AAIS-2006-6	N/A	Liability Exclusions – Pollutants, Bacteria, Fungi, Wet Rot, And Dry Rot
HO 1347	09 14	AAIS-2013-77F	140282	Punitive Or Exemplary Damages Exclusion
HO 4505	07 11	AAIS-2011-4F	111307	Windstorm Or Hail Deductible

OTHER ENDORSEMENTS

Number	Edition	Company File Number	State File Number	Description
FMT-530	N/A	N/A	N/A	Roof Exclusion
FMT 5815	03 17	N/A	N/A	Actual Cash Value Amendment
Number	Edition	AAIS File Number	State File Number	Description
HO 2001	07 11	AAIS-2011-4F	111307	Exclusion — Injury Or Damage Arising Out Of A Canine
HO 2002	07 13	AAIS-2013-5HOF	130788	Cosmetic Damage Exclusion – Exterior Wall Surfacing, Roof Surfacing, And/Or Exterior Door And Window Surfacing
HO 2003	12 13	AAIS-2013-35HOF	132028	Exclusion — You Live At A Location Other Than The Described Location
HO 2530	01 06	AAIS-2006-6	N/A	Incidental Property Coverages – Higher Limits
HO 2550	01 06	AAIS-2006-6	N/A	Loss Assessment Coverage
HO 2557	01 06	AAIS-2006-6	N/A	Increased Cost — Ordinance Or Law – Increased Limit Of Coverage
HO 2565	01 06	AAIS-2006-6	N/A	Coverage C – Higher Limits On Certain Property
HO 2584	01 06	AAIS-2006-6	N/A	Automatic Adjustment Of Limits
HO 2701	01 06	AAIS-2006-6	N/A	Association Deductible Coverage – Earthquake
HO 2708	07 11	AAIS-2011-4F	111307	Water Back Up And Sump Discharge Or Overflow Coverage
HO 2730	01 15	AAIS-2014-15HOF	142777	Coverage C Personal Property – Special Coverage
HO 2753	01 06	AAIS-2006-6	N/A	Earthquake Loss Assessment
HO 2754	01 15	AAIS-2014-15HOF	142777	Earthquake Coverage
HO 2770	01 15	AAIS-2014-15HOF	142777	Computer Coverage
HO 2786	01 06	AAIS-2006-6	N/A	Identity Fraud Expense
HO 3048	01 06	AAIS-2006-6	N/A	Related Private Structures – Described Location
HO 3061	01 15	AAIS-2014-15HOF	142777	Scheduled Personal Property Coverage
HO 3063	01 15	AAIS-2014-15HOF	142777	Scheduled Personal Property Coverage – Agreed Value Loss Settlement Terms
HO 3068	01 06	AAIS-2006-6	N/A	Scheduled Glass
HO 3540	01 06	AAIS-2006-6	N/A	Related Private Structures Rented To Others
HO 3542	09 08	AAIS-2008-66	085020	Office, Professional, Private School, Or Studio Occupancy – Described Location
HO 3557	01 06	AAIS-2006-6	N/A	Care Provided For Others
HO 3565	01 06	AAIS-2006-6	N/A	Higher Limits On Personal Property Used For Business Purposes
HO 3801	01 06	AAIS-2006-6	N/A	Watercraft
HO 3828	01 06	AAIS-2006-6	N/A	Incidental Coverage For Motorized Vehicles – Low Power Vehicles
HO 3831	01 15	AAIS-2014-15HOF	142777	Scheduled Motorized Golf Cart Coverage
HO 3832	01 06	AAIS-2006-6	N/A	Golf Cart Liability Coverage
HO 4001	01 15	AAIS-2015-1	N/A	Personal Injury
HO 4815	01 06	AAIS-2006-6	N/A	Actual Cash Value
HO 4832	01 06	AAIS-2006-6	N/A	Replacement Cost Loss Settlement Terms – Certain Non-Building Structures On The Described Location
HO 4835	07 13	AAIS-2013-5HOF	130788	Roof Surfacing Amendment – Actual Cash Value Terms For Windstorm Or Hail Loss
HO 4836	07 13	AAIS-2013-5HOF	130788	Roof Surfacing Amendment – Actual Cash Value Terms
HO 4843	01 06	AAIS-2006-6	N/A	Additional Limits – Coverages A, B, C, And D
HO 4844	01 06	AAIS-2006-6	N/A	Specified Additional Amount Of Insurance – Coverage A
HO 4851	01 06	AAIS-2006-6	N/A	Increased Coverage A Limit – No Private Structures
HO 4855	01 06	AAIS-2006-6	N/A	Replacement Cost Loss Settlement Terms – Personal Property
HO 4856	01 06	AAIS-2006-6	N/A	Modified Replacement Cost Terms
HO 4857	01 06	AAIS-2006-6	N/A	Functional Replacement Cost Loss Settlement Terms
HO 6016	01 15	AAIS-2014-15HOF	142777	Additional Insured – Landlord
HO 6033	07 11	AAIS-2011-4F	111307	Other Residents Of Your Household
HO 6034	01 06	AAIS-2006-6	N/A	Additional Interests – Described Location
HO 6036	01 06	AAIS-2006-6	N/A	Additional Insured — Student Living Away From The Described Location
HO 6041	01 06	AAIS-2006-6	N/A	Additional Insured – Described Location
HO 6072	01 06	AAIS-2006-6	N/A	Additional Insured – Coverages A, B, C, L, And M
HO 6220	01 06	AAIS-2006-6	N/A	Association Deductible Coverage – Additional Locations
HO 6235	01 06	AAIS-2006-6	N/A	Coverage For Resident Of Assisted Living Facility
HO 6243	01 06	AAIS-2006-6	N/A	Office, Professional, Private School, Or Studio Occupancy – Other Residence
HO 6245	01 06	AAIS-2006-6	N/A	Tenant’s Improvements – Other Residence
HO 6270	01 06	AAIS-2006-6	N/A	Additional Residence Rented To Others – Liability Coverage Only
HO 6516	01 06	AAIS-2006-6	N/A	Protective Devices
HO 6544	07 11	test	111307	Change Endorsement
HO 6576	07 11	test	111307	Rating Information
HO 6581	01 06	AAIS-2006-6	N/A	Premium Payments
HO 6820	01 06	AAIS-2006-6	N/A	Private Fire Protection Condition
HO 7029	01 15	test	142777	Unit-Owners Coverage C – Special Coverage
HO 7033	01 06	AAIS-2006-6	N/A	Unit-Owners Rental To Others
HO 7500	01 06	AAIS-2006-6	N/A	Farm Liability Coverage
HO 7515	01 06	AAIS-2006-6	N/A	Custom Farm Work
HO 7520	01 06	AAIS-2006-6	N/A	Employer’s Liability And Medical Payments Coverage – Farm Employees
HO 7525	01 06	AAIS-2006-6	N/A	Farm Chemicals Limited Liability Coverage
HO 7530	01 06	AAIS-2006-6	N/A	Fruit Or Vegetable Picking By Public
HO 7540	01 06	AAIS-2006-6	N/A	Incidental Farming
HO 7545	01 06	AAIS-2006-6	N/A	Livestock Collision
HO 7550	01 06	AAIS-2006-6	N/A	Products Annual Aggregate Sub-Limit
FMT 2786	01 06	AAIS-2006-6	N/A	Identity Recovery Coverage
FMT 2703	01 06	AAIS-2006-6	N/A	Home Systems Protection

Personal Umbrella Policy Forms

BOOKLET FORMS

Number	Edition	AAIS File Number	State File Number	Description
PU 0001	10 11	AAIS-2008-66	085020	PERSONAL UMBRELLA LIABILITY COVERAGE

MANDATORY ENDORSEMENTS

Number	Edition	AAIS File Number	State File Number	Description
PU 0102	05 18	AAIS-2014-15HOF	142777	AMENDMENT OF POLICY TERMS – FORM PU 0001
PU 0841	10 11	AAIS-2014-15HOF	142777	AMENDATORY ENDORSEMENT – TENNESSEE
PU 0631	10 11	AAIS-a2014-15HOF	142777	SPECIFIED FARM ACTIVITIES

OTHER ENDORSEMENTS

Number	Edition	Company File Number	State File Number	Description
PU 0705	10 11	N/A	N/A	EXCLUSION – INJURY OR DAMAGE ARISING OUT OF A CANINE
PU 0706	10 11	N/A	N/A	EXCLUSION – CONTROLLED SUBSTANCES
PU 0735	10 11	N/A	111307	EXCLUSION – PUNITIVE OR EXEMPLARY DAMAGES
PU 0743	10 11	N/A	130788	EXCLUSION – BACTERIA, FUNGI, WET ROT, OR DRY ROT
PU 1705	09 14	N/A	132028	PERSONAL UMBRELLA LIABILITY COVERAGE – EXCLUSION – INJURY OR DAMAGE ARISING OUT OF A CANINE
PU 1706	09 14	N/A	N/A	PERSONAL UMBRELLA LIABILITY COVERAGE – EXCLUSION – CONTROLLED SUBSTANCES
PU 1743	09 14	N/A	N/A	PERSONAL UMBRELLA LIABILITY COVERAGE –  EXCLUSION – BACTERIA, FUNGI, WET ROT, OR DRY ROT

Personal Inland Marine Forms

FORMS

Number	Edition	AAIS File Number	State File Number	Description
PM 0001	02 06	AAIS-2006-31F	N/A	PERSONAL ARTICLES COVERAGE
PM 0002	02 06	AAIS-2006-31F	N/A	PERSONAL PROPERTY COVERAGES
PM 0003	02 06	AAIS-2006-31F	N/A	PERSONAL EFFECTS COVERAGE
PM 0004	05 09	AAIS-2009-40F	092345	GOLF CART COVERAGE – PROPERTY COVERAGE ONLY
PM 0005	05 09	AAIS-2009-40F	092345	GROUNDS CARE VEHICLE COVERAGE – PROPERTY COVERAGE ONLY
PM 0006	05 09	AAIS-2009-40F	092345	MOBILITY ASSISTANCE VEHICLE COVERAGE – PROPERTY COVERAGE ONLY
PM 0007	05 09	AAIS-2009-40F	092345	SNOWMOBILE COVERAGE – PROPERTY COVERAGE ONLY
PM 0008	05 09	AAIS-2009-40F	092345	BOAT AND OUTBOARD MOTOR COVERAGE – PROPERTY COVERAGE ONLY

MANDATORY ENDORSEMENTS

Number	Edition	AAIS File Number	State File Number	Description
PM 0841	02 06	AAIS-2006-31F	N/A	AMENDATORY ENDORSEMENT – TENNESSEE (FOR USE WITH MONOLINE POLICIES)
PM 0941	05 09	AAIS-2008-40F	092345	AMENDATORY ENDORSEMENT – TENNESSEE (FOR USE WITH PACKAGE POLICIES)

OTHER ENDORSEMENTS

Number	Edition	Company File Number	State File Number	Description
PM 2001	02 06	AAIS-2006-31F	N/A	FURNISHED PROPERTY – NOT COVERED
PM 2701	02 06	AAIS-2006-31F	N/A	DAMAGE TO OR THEFT OF SAFES
PM 3001	02 06	AAIS-2006-31F	N/A	MEDICAL EQUIPMENT COVERAGE
PM 3002	02 06	AAIS-2006-31F	N/A	CREDIT CARD FORGERY, FORGED CHECKS, AND COUNTERFEIT MONEY COVERAGE
PM 3501	02 06	AAIS-2006-31F	N/A	PROFESSIONAL USE OF CAMERAS
PM 3502	02 06	AAIS-2006-31F	N/A	PROFESSIONAL USE OF MUSICAL INSTRUMENTS
PM 3800	05 09	AAIS-2009-40F	092345	MEDICAL PAYMENTS COVERAGE PART – GOLF CART
PM 3801	05 09	AAIS-2009-40F	092345	MEDICAL PAYMENTS COVERAGE PART – SNOWMOBILE
PM 3802	05 09	AAIS-2009-40F	092345	MEDICAL PAYMENTS COVERAGE PART – GROUNDS CARE VEHICLE
PM 3803	05 09	AAIS-2009-40F	092345	LIMITED PROPERTY DAMAGE LIABILITY COVERAGE PART – GOLF CART
PM 3804	05 09	AAIS-2009-40F	092345	LIMITED PROPERTY DAMAGE LIABILITY COVERAGE PART – SNOWMOBILE
PM 3805	05 09	AAIS-2009-40F	092345	LIMITED PROPERTY DAMAGE LIABILITY COVERAGE PART – GROUNDS CARE VEHICLE
PM 3806	05 09	AAIS-2009-40F	092345	MEDICAL PAYMENTS COVERAGE PART – BOAT AND OUTBOARD MOTOR
PM 3807	05 09	AAIS-2009-40F	092345	LIMITED PROPERTY DAMAGE LIABILITY COVERAGE PART – BOAT AND OUTBOARD MOTOR
PM 3808	05 09	AAIS-2009-40F	092345	EMERGENCY SERVICE COVERAGE ENDORSEMENT – BOAT AND OUTBOARD MOTOR
PM 4801	02 16	AAIS-2006-31F	N/A	REPLACEMENT COST VALUATION – SPECIFIC CLASSES (PERSONAL ARTICLES)
PM 4802	02 06	AAIS-2006-31F	N/A	REPLACEMENT COST VALUATION (PERSONAL PROPERTY)/td>
PM 6501	02 06	AAIS-2006-31F	N/A	RESTRICTION OF COVERAGE
PM 6502	02 06	AAIS-2006-31F	N/A	INCREASED PREMIUM
PM 6503	02 06	AAIS-2006-31F	N/A	LARGE SCHEDULE ENDORSEMENT
PM 6801	02 06	AAIS-2006-31F	N/A	ESTATES ENDORSEMENT

Homeowners Policy Forms

• ML-1 BASIC (Ed 7-88)
• ML-2 BROAD (Ed 7-88)
• ML-2ACV BROAD (Ed 9-86)
• ML-3 SPECIAL (Ed 7-78)
• ML-4 (Homeowners Contents-Only)
• ML-9 LIABILITY COVERAGE (Ed 7-88)
• ML-10 LIABILITY COVERAGE – FARM (Ed 12-78)
• ML-20 GENERAL POLICY TERMS (Ed 9-84)
• ML-40 RELATED PRIVATE STRUCTURES RENTED TO OTHERS (Ed 7-78)
• ML-41 ADDITIONAL INSURED (Ed 7-78)
• ML-42 INSURED PREMISES-Office, Professional, Private School or Studio Use (Ed 7-78)
• ML-43 OFFICE, PROFESSIONAL, PRIVATE SCHOOL OR STUDIO USE (Ed 7-78)
• ML-45 CHANGE ENDORSEMENT (Ed 11-78)
• ML-48 RELATED PRIVATE STRUCTURE (Ed 7-78)
• ML-54 EARTHQUAKE (Ed 7-78)
• ML-55 REPLACEMENT VALUE FOR PERSONAL PROPERTY (Ed 7-78)
• ML-61 SCHEDULED PERSONAL PROPERTY (Ed 7-78)
• ML-63 HIGHER LIMIT – CREDIT CARD, FORGERY & COUNTERFEIT MONEY (Ed 5-82)
• ML-65 HIGHER LIMIT ON CERTAIN PROPERTY (Ed 11-79)
• ML-66 HIGHER LIMIT – PERSONAL PROPERTY AWAY FROM PREMISES (Ed 7-78)
• ML-69 PERSONAL PROPERTY – PHYSICIANS, SURGEONS, DENTISTS & VETS (Ed 7-78)
• ML-70 ADDITIONAL RESIDENTIAL PREMISES RENTED TO OTHERS (Ed 4-79)
• ML-71 BUSINESS ACTIVITIES (Ed 7-78)
• ML-75 WATERCRAFT LIABILITY (Ed 7-78)
• ML-157 CARE PROVIDED FOR OTHERS (Ed 7-88)
• ML-170 HOME COMPUTER ENDORSEMENT (Ed 1-86)
• ML-216 PREMISERS ALARM & FIRE PROTECTION CREDIT (Ed 7-78)
• ML-306 HIGHER LIMIT – FIRE DEPARTMENT SERVICE CHARGE (Ed 9-79)
• ML-311 FARM EMPLOYER’S LIABILITY (Ed 7-84)
• ML-313 CUSTOM FARMING (Ed 10-79)
• ML-315 ADDITIONAL INSURED (Ed 10-79)
• ML-316 ADDITIONAL INSURED (Ed 10-79)
• ML-317 FARM PROPERTY IN CONTROL OF INSURED (Ed 10-79)
• ML-319 EXCLUSION OF FARM EMPLOYEES ILLEGALLY EMPLOYED (Ed 7-78)
• ML-320 INCIDENTAL FARMING (Ed 12-82)
• ML-337 ANIMAL COLLISION (Ed 7-78)
• FMT-500 RESIDENCE PREMISES EXCLUSION ENDORSEMENT (Ed 6-00)
• FMT-501 TRAMPOLINE EXCLUSION (Ed 6-00)
• FMT-502 ALL-TERRAIN VEHICLE EXCLUSION (Ed 6-00)
• FMT-503 SWIMMING POOL EXCLUSION (Ed 6-00)
• FMT-504 EQUINE LIABILITY EXCLUSION (Ed 6-00)
• FMT-505 CANINE LIABILITY EXCLUSION (Ed 6-00)
• FMT-506 PERSONAL WATERCRAFT EXCLUSION (Ed 6-00)
• FMT-507 EXOCTIC ANIMAL LIABILITY EXCLUSION (Ed 6-00)
• FMT-508 SWIMMING POOL LINER EXCLUSION (Ed 6-00)
• FMT-520 BUSINESS EXCLUSION – HORSES (Ed 6-00)
• FMT-521 BUSINESS EXCLUSION – CANINE (Ed 6-00)
• FMT-523 BUSINESS EXCLUSION – EXOTIC ANIMALS (Ed 6-00)
• FMT-524 PRIVATE STRUCTURES EXCLUSION (Ed 6-00)
• FMT-525 GOLF CART EXCLUSION (Ed 6-00)
• FMT-526 SPECIAL LIABILITY EXCLUSION (Ed 6-00)
• FMT-540 WATER DAMAGE TREES
• FMT-551 COMBINED HOMEOWNERS FORMS (Ed 9-17)[/accordion-item][/accordion]

Dwelling Fire Policy Forms

• FL-1 BASIC (Ed 1.0)
• FL-2 BROAD (Ed 1.0
• FL-3 SPECIAL (Ed 1.0)
• FL-6A FARM STRUCTURES & CONTENTS (Ed 8-80)
• FL-12 EARTHQUAKE (Ed 1.0)
• FL-20 AGREEMENT & GENERAL POLICY PROVISIONS (Ed 11-79)
• FL-30 FIRE DEPARTMENT SERVICE CHARGE (Ed 1.0)
• FL-208 WATER DAMAGE – SEWERS & DRAINS (Ed 1.0)
• FL-216 PREMISES ALARM OR FIRE PROTECTION (Ed 1.0)
• FL-240 ADDITIONAL INTERESTS
• FL-257 ORDINANCE OR LAW (Ed 1.0)
• GL-600 OWNERS, LANDLORDS & TENANTS LIABILITY (Ed 6-88)
• GL-700 COMPREHENSIVE PERSONAL LIABILITY (Ed 1-82)
• GL-710 FARMERS COMPREHENSIVE PERSONAL LIABILITY (Ed 1-82)
• GL-727 FARM EMPLOYERS LIABILITY (Ed 1-82)
• ML-313 CUSTOM FARMING (Ed 10-79)
• ML-337 ANIMAL COLLISION (Ed 7-78)
• FMT-500 RESIDENCE PREMISES EXCLUSION ENDORSEMENT (Ed 6-00)
• FMT-501 TRAMPOLINE EXCLUSION (Ed 6-00)
• FMT-502 ALL-TERRAIN VEHICLE EXCLUSION (Ed 6-00)
• FMT-503 SWIMMING POOL EXCLUSION (Ed 6-00)
• FMT-504 EQUINE LIABILITY EXCLUSION (Ed 6-00)
• FMT-505 CANINE LIABILITY EXCLUSION (Ed 6-00)
• FMT-506 PERSONAL WATERCRAFT EXCLUSION (Ed 6-00)
• FMT-507 EXOCTIC ANIMAL LIABILITY EXCLUSION (Ed 6-00)
• FMT-508 SWIMMING POOL LINER EXCLUSION (Ed 6-00)
• FMT-520 BUSINESS EXCLUSION – HORSES (Ed 6-00)
• FMT-521 BUSINESS EXCLUSION – CANINE (Ed 6-00)
• FMT-522 PRODUCTS LIABILITY SPECIAL ENDORSEMENT (Ed. 6-00)
• FMT-523 BUSINESS EXCLUSION – EXOTIC ANIMALS (Ed 6-00)
• FMT-524 PRIVATE STRUCTURES EXCLUSION (Ed 6-00)
• FMT-525 GOLF CART EXCLUSION (Ed 6-00)
• FMT-526 SPECIAL LIABILITY EXCLUSION (Ed 6-00)
• FMT-541 WATER DAMAGE TREES RENTAL PROPERTIES AND VANDALISM
• FMT-555 COMBINED DWELLING FIRE FORMS (Ed 9-17)
• FMT-5815 ACV Amendment

Farmowners Policy Forms

• ML-1-BASIC-Ed-7-88
• ML-2 BROAD (Ed 7-88)
• ML-2ACV BROAD (Ed 9-86)
• ML-3 SPECIAL (Ed 7-78)
• ML-6 FARM PERSONAL PROPERTY (Ed 1-81)
• ML-9 LIABILITY COVERAGE (Ed 7-88)
• ML-10 LIABILITY COVERAGE – FARM (Ed 12-78)
• ML-20 GENERAL POLICY TERMS (Ed 9-84)
• ML-26 COLLISION OR UPSET COVERAGE (Ed 9-79)
• ML-27 VENDORS SINGLE INTEREST-REGULAR (Ed 9-79)
• ML-28 VENDORS SINGLE INTEREST-COMPREHENSIVE (Ed 9-79)
• ML-40 RELATED PRIVATE STRUCTURES RENTED TO OTHERS (Ed 7-78)
• ML-41 ADDITIONAL INSURED (Ed 7-78)
• ML-42 INSURED PREMISES-Office, Professional, Private School or Studio Use (Ed 7-78)
• ML-43 OFFICE, PROFESSIONAL, PRIVATE SCHOOL OR STUDIO USE (Ed 7-78)
• ML-45 CHANGE ENDORSEMENT (Ed 11-78)
• ML-48 RELATED PRIVATE STRUCTURE (Ed 7-78)
• ML-51 BUILDING ADDITIONS & ALTERATIONS (Ed 7-78)
• ML-54 EARTHQUAKE (Ed 7-78)
• ML-55 REPLACEMENT VALUE FOR PERSONAL PROPERTY (Ed 7-78)
• ML-61 SCHEDULED PERSONAL PROPERTY (Ed 7-78)
• ML-63 HIGHER LIMIT – CREDIT CARD, FORGERY & COUNTERFEIT MONEY (Ed 5-82)
• ML-65 HIGHER LIMIT ON CERTAIN PROPERTY (Ed 11-79)
• ML-66 HIGHER LIMIT – PERSONAL PROPERTY AWAY FROM PREMISES (Ed 7-78)
• ML-69 PERSONAL PROPERTY – PHYSICIANS, SURGEONS, DENTISTS & VETS (Ed 7-78)
• ML-70 ADDITIONAL RESIDENTIAL PREMISES RENTED TO OTHERS (Ed 4-79)
• ML-71 BUSINESS ACTIVITIES (Ed 7-78)
• ML-75 WATERCRAFT LIABILITY (Ed 7-78)
• ML-157 CARE PROVIDED FOR OTHERS (Ed 7-88)
• ML-164 SNOWMOBILE LIABILITY (Ed 7-78)
• ML-170 HOME COMPUTER ENDORSEMENT (Ed 1-86)
• ML-216 PREMISERS ALARM & FIRE PROTECTION CREDIT (Ed 7-78)
• ML-304 RESTRICTION OF INDIVIDUAL POLICIES (Ed 10-79)
• ML-306 HIGHER LIMIT – FIRE DEPARTMENT SERVICE CHARGE (Ed 9-79)
• ML-311 FARM EMPLOYER’S LIABILITY (Ed 7-84)
• ML-313 CUSTOM FARMING (Ed 10-79)
• ML-315 ADDITIONAL INSURED (Ed 10-79)
• ML-316 ADDITIONAL INSURED (Ed 10-79)
• ML-317 FARM PROPERTY IN CONTROL OF INSURED (Ed 10-79)
• ML-319 EXCLUSION OF FARM EMPLOYEES ILLEGALLY EMPLOYED (Ed 7-78)
• ML-320 INCIDENTAL FARMING (Ed 12-82)
• ML-323 WEIGHT OF ICE, SNOW OR SLEET (Ed 10-79)
• ML-324 BLIZZARD COVERAGE – LIVESTOCK (Ed 10-79)
• ML-325 BORROWED FARM MACHINERY, VEHICLES & EQUIPMENT (Ed 10-79)
• ML-337 ANIMAL COLLISION (Ed 7-78)
• ML-350 GLASS COVERAGE (Ed 10-79)
• ML-356 ADDED ANIMAL PERILS (Ed 10-79)
• FL-20 FARM GENERAL POLICY TERMS (Ed 11-79)
• FL-1045 NOTICE OF TERRORISM INSURANCE COVERAGE (Ed 1-08)
• FL-1630 CONDITIONAL TERRORISM EXCLUSION (Ed 6-06)
• FMT-500 RESIDENCE PREMISES EXCLUSION ENDORSEMENT (Ed 6-00)
• FMT-501 TRAMPOLINE EXCLUSION (Ed 6-00)
• FMT-502 ALL-TERRAIN VEHICLE EXCLUSION (Ed 6-00)
• FMT-503 SWIMMING POOL EXCLUSION (Ed 6-00)
• FMT-504 EQUINE LIABILITY EXCLUSION (Ed 6-00)
• FMT-505 CANINE LIABILITY EXCLUSION (Ed 6-00)
• FMT-506 PERSONAL WATERCRAFT EXCLUSION (Ed 6-00)
• FMT-507 EXOCTIC ANIMAL LIABILITY EXCLUSION (Ed 6-00)
• FMT-508 SWIMMING POOL LINER EXCLUSION (Ed 6-00)
• FMT-520 BUSINESS EXCLUSION – HORSES (Ed 6-00)
• FMT-521 BUSINESS EXCLUSION – CANINE (Ed 6-00)
• FMT-523 BUSINESS EXCLUSION – EXOTIC ANIMALS (Ed 6-00)
• FMT-524 PRIVATE STRUCTURES EXCLUSION (Ed 6-00)
• FMT-525 GOLF CART EXCLUSION (Ed 6-00)
• FMT-526 SPECIAL LIABILITY EXCLUSION (Ed 6-00)
• FMT-540 WATER DAMAGE TREES
• FMT-551 COMBINED HOMEOWNERS FORMS (Ed 9-17)
• FMT 600 – RESIDENCE PREMISES EXCLUSION ENDORSEMENT
• FMT 601 – TRAMPOLINE EXCLUSION ENDORSEMENT
• FMT 602 – ALL-TERRAIN VEHICLE EXCLUSION ENDORSEMENT
• FMT 603 – SWIMMING POOL ENDORSEMENT
• FMT 604 – EQUINE LIABILITY EXCLUSION ENDORSEMENT
• FMT 605 – CANINE LIABILITY EXCLUSION ENDORSEMENT
• FMT 606 – PERSONAL WATERCRAFT EXCLUSION ENDORSEMENT
• FMT 607 – EXOTIC ANIMALS LIABILITY EXCLUSION ENDOR
• FMT – 608 (Swimming Pool Liner Exclusion)

Mobile Fire Policy Forms

• FL-1 BASIC (Ed 1.0)
• FL-6A FARM STRUCTURES & CONTENTS (Ed 8-80)
• FL-12 EARTHQUAKE (Ed 1.0)
• FL-20 AGREEMENT & GENERAL POLICY PROVISIONS (Ed 11-79)
• FL-30 FIRE DEPARTMENT SERVICE CHARGE (Ed 1.0)
• FL-208 WATER DAMAGE – SEWERS & DRAINS (Ed 1.0)
• FL-216 PREMISES ALARM OR FIRE PROTECTION (Ed 1.0)
• FL-240 ADDITIONAL INTERESTS
• FL-257 ORDINANCE OR LAW (Ed 1.0)
• GL-600 OWNERS, LANDLORDS & TENANTS LIABILITY (Ed 6-88)
• GL-700 COMPREHENSIVE PERSONAL LIABILITY (Ed 1-82)
• GL-710 FARMERS COMPREHENSIVE PERSONAL LIABILITY (Ed 1-82)
• GL-727 FARM EMPLOYERS LIABILITY (Ed 1-82)
• ML-313 CUSTOM FARMING (Ed 10-79)
• ML-337 ANIMAL COLLISION (Ed 7-78)
• FMT-500 RESIDENCE PREMISES EXCLUSION ENDORSEMENT (Ed 6-00)
• FMT-501 TRAMPOLINE EXCLUSION (Ed 6-00)
• FMT-502 ALL-TERRAIN VEHICLE EXCLUSION (Ed 6-00)
• FMT-503 SWIMMING POOL EXCLUSION (Ed 6-00)
• FMT-504 EQUINE LIABILITY EXCLUSION (Ed 6-00)
• FMT-505 CANINE LIABILITY EXCLUSION (Ed 6-00)
• FMT-506 PERSONAL WATERCRAFT EXCLUSION (Ed 6-00)
• FMT-507 EXOCTIC ANIMAL LIABILITY EXCLUSION (Ed 6-00)
• FMT-508 SWIMMING POOL LINER EXCLUSION (Ed 6-00)
• FMT-520 BUSINESS EXCLUSION – HORSES (Ed 6-00)
• FMT-521 BUSINESS EXCLUSION – CANINE (Ed 6-00)
• FMT-522 PRODUCTS LIABILITY SPECIAL ENDORSEMENT (Ed. 6-00)
• FMT-523 BUSINESS EXCLUSION – EXOTIC ANIMALS (Ed 6-00)
• FMT-524 PRIVATE STRUCTURES EXCLUSION (Ed 6-00)
• FMT-525 GOLF CART EXCLUSION (Ed 6-00)
• FMT-526 SPECIAL LIABILITY EXCLUSION (Ed 6-00)
• FMT-541 WATER DAMAGE TREES RENTAL PROPERTIES AND VANDALISM
• FMT-555 COMBINED DWELLING FIRE FORMS (Ed 9-17)
• FMT 600 – RESIDENCE PREMISES EXCLUSION ENDORSEMENT
• FMT 601 – TRAMPOLINE EXCLUSION ENDORSEMENT
• FMT 602 – ALL-TERRAIN VEHICLE EXCLUSION ENDORSEMENT
• FMT 603 – SWIMMING POOL ENDORSEMENT
• FMT 604 – EQUINE LIABILITY EXCLUSION ENDORSEMENT
• FMT 605 – CANINE LIABILITY EXCLUSION ENDORSEMENT
• FMT 606 – PERSONAL WATERCRAFT EXCLUSION ENDORSEMENT
• FMT 607 – EXOTIC ANIMALS LIABILITY EXCLUSION ENDOR
• FMT – 608 (Swimming Pool Liner Exclusion)

Church Policy Forms

• CP-12 BUILDING & PERSONSOL PROPERTY COVERAGE (Ed 1-83)
• CP-30 SUPPLEMENTAL PROPERTY COVERAGE PART (Ed 1-83)
• CP-83 BROAD PERILS PART (Ed 1-83)
• CP-100 GENERAL CONDITIONS PART (Ed 1-86)
• FMT-203 LIABILITY COVERAGE PART (Ed 6-84)
• FMT-205 ADDITIONAL PERSONS INSURED (Ed 6-84)
• FMT-206 SCHOOL & DAYCARE EXCLUSION (Ed 6-84)
• FMT-207 MEDICAL PAYMENTS COVERAGE (Ed 6-84)
• FMT-208 COMPREHENSIVE GLASS ENDORSEMENT (Ed 6-84)
• FMT-209 CHURCH THEFT COVERAGE PART (Ed 6-84)
• FMT-211 SUPPLEMENTAL LIABILITY COVERAGES (Ed 6-84)
• FMT-237 MUTUAL POLICY PROVISIONS (Ed 1-99)
• IM-100 INLAND MARINE GENERAL TERMS (Ed 6-84)
• IM-663 NEON & ELECTRIC SIGN COVERAGE (Ed 6-84)
• IM-664 COMMERCIAL ARTICLES COVERAGE (Ed 6-84)
• IM-850 FARM MACHINERY SCHEDULED COVERAGE (Ed 6-84)

Mobile Home Policy Forms

• ML-1-BASIC-Ed-7-88
• ML-2ACV BROAD (Ed 9-86)
• ML-9 LIABILITY COVERAGE (Ed 7-88)
• ML-10 LIABILITY COVERAGE – FARM (Ed 12-78)
• ML-20 GENERAL POLICY TERMS (Ed 9-84)
• ML-26 COLLISION OR UPSET COVERAGE (Ed 9-79)
• ML-27 VENDORS SINGLE INTEREST-REGULAR (Ed 9-79)
• ML-28 VENDORS SINGLE INTEREST-COMPREHENSIVE (Ed 9-79)
• ML-40 RELATED PRIVATE STRUCTURES RENTED TO OTHERS (Ed 7-78)
• ML-41 ADDITIONAL INSURED (Ed 7-78)
• ML-42 INSURED PREMISES-Office, Professional, Private School or Studio Use (Ed 7-78)
• ML-43 OFFICE, PROFESSIONAL, PRIVATE SCHOOL OR STUDIO USE (Ed 7-78)
• ML-45 CHANGE ENDORSEMENT (Ed 11-78)
• ML-48 RELATED PRIVATE STRUCTURE (Ed 7-78)
• ML-51 BUILDING ADDITIONS & ALTERATIONS (Ed 7-78)
• ML-54 EARTHQUAKE (Ed 7-78)
• ML-55 REPLACEMENT VALUE FOR PERSONAL PROPERTY (Ed 7-78)
• ML-61 SCHEDULED PERSONAL PROPERTY (Ed 7-78)
• ML-63 HIGHER LIMIT – CREDIT CARD, FORGERY & COUNTERFEIT MONEY (Ed 5-82)
• ML-65 HIGHER LIMIT ON CERTAIN PROPERTY (Ed 11-79)
• ML-66 HIGHER LIMIT – PERSONAL PROPERTY AWAY FROM PREMISES (Ed 7-78)
• ML-69 PERSONAL PROPERTY – PHYSICIANS, SURGEONS, DENTISTS & VETS (Ed 7-78)
• ML-70 ADDITIONAL RESIDENTIAL PREMISES RENTED TO OTHERS (Ed 4-79)
• ML-71 BUSINESS ACTIVITIES (Ed 7-78)
• ML-75 WATERCRAFT LIABILITY (Ed 7-78)
• ML-157 CARE PROVIDED FOR OTHERS (Ed 7-88)
• ML-164 SNOWMOBILE LIABILITY (Ed 7-78)
• ML-170 HOME COMPUTER ENDORSEMENT (Ed 1-86)
• ML-216 PREMISERS ALARM & FIRE PROTECTION CREDIT (Ed 7-78)
• ML-311 FARM EMPLOYER’S LIABILITY (Ed 7-84)
• ML-313 CUSTOM FARMING (Ed 10-79)
• ML-315 ADDITIONAL INSURED (Ed 10-79)
• ML-316 ADDITIONAL INSURED (Ed 10-79)
• ML-319 EXCLUSION OF FARM EMPLOYEES ILLEGALLY EMPLOYED (Ed 7-78)
• ML-337 ANIMAL COLLISION (Ed 7-78)
• FMT-500 RESIDENCE PREMISES EXCLUSION ENDORSEMENT (Ed 6-00)
• FMT-501 TRAMPOLINE EXCLUSION (Ed 6-00)
• FMT-502 ALL-TERRAIN VEHICLE EXCLUSION (Ed 6-00)
• FMT-503 SWIMMING POOL EXCLUSION (Ed 6-00)
• FMT-504 EQUINE LIABILITY EXCLUSION (Ed 6-00)
• FMT-505 CANINE LIABILITY EXCLUSION (Ed 6-00)
• FMT-506 PERSONAL WATERCRAFT EXCLUSION (Ed 6-00)
• FMT-507 EXOCTIC ANIMAL LIABILITY EXCLUSION (Ed 6-00)
• FMT-508 SWIMMING POOL LINER EXCLUSION (Ed 6-00)
• FMT-520 BUSINESS EXCLUSION – HORSES (Ed 6-00)
• FMT-521 BUSINESS EXCLUSION – CANINE (Ed 6-00)
• FMT-523 BUSINESS EXCLUSION – EXOTIC ANIMALS (Ed 6-00)
• FMT-524 PRIVATE STRUCTURES EXCLUSION (Ed 6-00)
• FMT-525 GOLF CART EXCLUSION (Ed 6-00)
• FMT-526 SPECIAL LIABILITY EXCLUSION (Ed 6-00)
• FMT-540 WATER DAMAGE TREES
• FMT-551 COMBINED HOMEOWNERS FORMS (Ed 9-17)